International Scheduled Payments - v3.1.4

# Overview

The International Scheduled Payments resource is used by a PISP to initiate an International Scheduled Payment.

This resource description should be read in conjunction with a compatible Payment Initiation API Profile.

# Endpoints

Resource HTTP Operation Endpoint Mandatory ? Scope Grant Type Message Signing Idempotency Key Request Object Response Object
international-scheduled-payments POST POST /international-scheduled-payments Conditional payments Authorization Code Signed Request Signed Response Yes OBWriteInternationalScheduled3 OBWriteInternationalScheduledResponse5
international-scheduled-payments GET GET /international-scheduled-payments/{InternationalScheduledPaymentId} Mandatory (if resource POST implemented) payments Client Credentials Signed Response No NA OBWriteInternationalScheduledResponse5
payment-details GET GET /international-scheduled-payments/{InternationalScheduledPaymentId}/payment-details Optional payments Client Credentials Signed Response No NA OBWritePaymentDetailsResponse1

# POST /international-scheduled-payments

Once the international-scheduled-payment-consent has been authorised by the PSU, the PISP can proceed to submit the international-scheduled-payment for processing:

  • This is done by making a POST request to the international-scheduled-payments endpoint.
  • This request is an instruction to the ASPSP to begin the international scheduled payment journey. The PISP must submit the international scheduled payment immediately, however, there are some scenarios where the ASPSP may not warehouse the international scheduled payment immediately (e.g. busy periods at the ASPSP).
  • The PISP must ensure that the Initiation and Risk sections of the international-scheduled-payment match the corresponding Initiation and Risk sections of the international-scheduled-payment-consent resource. If the two do not match, the ASPSP must not process the request and must respond with a 400 (Bad Request).
  • Any operations on the international-scheduled-payment resource will not result in a Status change for the international-scheduled-payment resource.

# Status

An international-scheduled-payment can only be created if its corresponding international-scheduled-payment-consent resource has the status of "Authorised".

The international-scheduled-payment resource that is created successfully must have one of the following Status codes:

Status
InitiationPending
InitiationFailed
InitiationCompleted

# GET /international-scheduled-payments/{InternationalScheduledPaymentId}

A PISP can retrieve the international-scheduled-payment to check its status.

# Status

The international-scheduled-payment resource must have one of the following Status codes:

Status
InitiationPending
InitiationFailed
InitiationCompleted
Cancelled

# GET /international-scheduled-payments/{InternationalScheduledPaymentId}/payment-details

A PISP can retrieve the Details of the underlying payment transaction via this endpoint. This resource allows ASPSPs to return richer list of Payment Statuses, and if available payment scheme related statuses.

# Status

The international-scheduled-payments - payment-details must have one of the following PaymentStatusCode code-set enumerations:

Status
Accepted
AcceptedCancellationRequest
AcceptedTechnicalValidation
AcceptedCustomerProfile
AcceptedFundsChecked
AcceptedWithChange
Pending
Rejected
AcceptedSettlementInProcess
AcceptedSettlementCompleted
AcceptedWithoutPosting
AcceptedCreditSettlementCompleted
Cancelled
NoCancellationProcess
PartiallyAcceptedCancellationRequest
PartiallyAcceptedTechnicalCorrect
PaymentCancelled
PendingCancellationRequest
Received
RejectedCancellationRequest

# State Model

# Payment Order

The state model for the international-scheduled-payment resource describes the initiation status only. I.e., not the subsequent execution of the international-scheduled-payment.

 ScheduledPaymentOrderStatus.png

The definitions for the Status:

Status Payment Status Description
1 InitiationPending The initiation of the payment order is pending.
2 InitiationFailed The initiation of the payment order has failed.
3 InitiationCompleted The initiation of the payment order is complete.
4 Cancelled Payment initiation has been successfully cancelled after having received a request for cancellation.
# Multiple Authorisation

If the payment-order requires multiple authorisations, the Status of the multiple authorisations will be updated in the MultiAuthorisation object.

 image2018-6-29_16-36-34.png

The definitions for the Status:

Status Status Description
1 AwaitingFurtherAuthorisation The payment-order resource is awaiting further authorisation.
2 Rejected The payment-order resource has been rejected by an authoriser.
3 Authorised The payment-order resource has been successfully authorised by all required authorisers.

# Data Model

The data dictionary section gives the detail on the payload content for the International Scheduled Payment API flows.

# Reused Classes

# OBInternationalScheduled3

The OBInternationalScheduled3 class is defined in the international-scheduled-payment-consents page.

# OBExchangeRate2

The OBExchangeRate2 class is defined in the international-scheduled-payment-consents page.

# International Scheduled Payment - Request

The OBWriteInternationalScheduled3 object will be used for a call to:

  • POST /international-scheduled-payments

# UML Diagram

 OBWriteInternationalScheduled3.gif

# Notes

The international-scheduled-payment request object contains the:

  • ConsentId.
  • The full Initiation and Risk objects from the international-scheduled-payment-consent request.
  • The Initiation and Risk sections of the international-scheduled-payment request must match the Initiation and Risk sections of the corresponding international-scheduled-payment-consent request.

# Data Dictionary

Name Occurrence XPath EnhancedDefinition Class Codes Pattern
OBWriteInternationalScheduled3 OBWriteInternationalScheduled3 OBWriteInternationalScheduled3
Data 1..1 OBWriteInternationalScheduled3/Data OBWriteDataInternationalScheduled3
ConsentId 1..1 OBWriteInternationalScheduled3/Data/ConsentId OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource. Max128Text
Initiation 1..1 OBWriteInternationalScheduled3/Data/Initiation The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single scheduled international payment. OBInternationalScheduled3
Risk 1..1 OBWriteInternationalScheduled3/Risk The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments. OBRisk1

# International Scheduled Payment - Response

The OBWriteInternationalScheduledResponse5 object will be used for a response to a call to:

  • POST /international-scheduled-payments
  • GET /international-scheduled-payments/{InternationalScheduledPaymentId}

# UML Diagram

 OBWriteInternationalScheduledResponse5.png

# Notes

The international-scheduled-payment response object contains the:

  • InternationalScheduledPaymentId.
  • ConsentId.
  • CreationDateTime the international-scheduled-payment resource was created.
  • Status and StatusUpdateDateTime of the international-scheduled-payment resource.
  • ExpectedExecutionDateTime for the international-scheduled-payment resource.
  • ExpectedSettlementDateTime for the international-scheduled-payment resource.
  • Refund account details, if requested by PISP as part of the international-scheduled-payment-consents resource.
  • The Charges and ExchangeRateInformation in the international-scheduled-payment-consent response from the ASPSP.
  • The Initiation object from the international-payment-consent.
  • The MultiAuthorisation object if the international-scheduled-payment resource requires multiple authorisations.

# Data Dictionary

Name Occurrence XPath EnhancedDefinition Class Codes Pattern
OBWriteInternationalScheduledResponse5 OBWriteInternationalScheduledResponse5 OBWriteInternationalScheduledResponse5
Data 1..1 OBWriteInternationalScheduledResponse5/Data OBWriteDataInternationalScheduledResponse5
InternationalScheduledPaymentId 1..1 OBWriteInternationalScheduledResponse5/Data/InternationalScheduledPaymentId OB: Unique identification as assigned by the ASPSP to uniquely identify the international scheduled payment resource. Max40Text
ConsentId 1..1 OBWriteInternationalScheduledResponse5/Data/ConsentId OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource. Max128Text
CreationDateTime 1..1 OBWriteInternationalScheduledResponse5/Data/CreationDateTime Date and time at which the message was created. ISODateTime
Status 1..1 OBWriteInternationalScheduledResponse5/Data/Status Specifies the status of the payment order resource. OBExternalStatus1Code InitiationCompleted InitiationFailed InitiationPending Cancelled
StatusUpdateDateTime 1..1 OBWriteInternationalScheduledResponse5/Data/StatusUpdateDateTime Date and time at which the resource status was updated. ISODateTime
ExpectedExecutionDateTime 0..1 OBWriteInternationalScheduledResponse5/Data/ExpectedExecutionDateTime Expected execution date and time for the payment resource. ISODateTime
ExpectedSettlementDateTime 0..1 OBWriteInternationalScheduledResponse5/Data/ExpectedSettlementDateTime Expected settlement date and time for the payment resource. ISODateTime
Refund 0..1 OBWriteInternationalScheduledResponse5/Data/Refund Unambiguous identification of the refund account to which a refund will be made as a result of the transaction. OBInternationalRefundAccount1
Charges 0..n OBWriteInternationalScheduledResponse5/Data/Charges Set of elements used to provide details of a charge for the payment initiation. OBCharge2
ExchangeRateInformation 0..1 OBWriteInternationalScheduledResponse5/Data/ExchangeRateInformation Further detailed information on the exchange rate that has been used in the payment transaction. OBExchangeRate2
Initiation 1..1 OBWriteInternationalScheduledResponse5/Data/Initiation The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single scheduled international payment. OBInternationalScheduled3
MultiAuthorisation 0..1 OBWriteInternationalScheduledResponse5/Data/MultiAuthorisation OBMultiAuthorisation1

# International Schedule Payment Order - Payment Details - Response

The OBWritePaymentDetailsResponse1 object will be used for a response to a call to:

  • GET /international-scheduled-payments/{InternationalScheduledPaymentId}/payment-details

# UML Diagram

OBWritePaymentDetailsResponse1.png

# Data Dictionary

Name Occurrence XPath EnhancedDefinition Class Codes Pattern
OBWritePaymentDetailsResponse1 OBWritePaymentDetailsResponse1 OBWritePaymentDetailsResponse1
Data 1..1 OBWritePaymentDetailsResponse1/Data OBWriteDataPaymentOrderStatusResponse1
PaymentStatus 0..unbounded OBWritePaymentDetailsResponse1/Data/PaymentStatus Payment status details. OBWritePaymentDetails1