Domestic Scheduled Payments - v3.1.7

• Overview
• Endpoints
  • POST /domestic-scheduled-payments
    • Status
  • GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}
    • Status
  • GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details
    • Status
  • State Model
    • Payment Order
      • Multiple Authorisation
• Data Model
  • Reused Classes
    • OBDomesticScheduled2
  • Domestic Scheduled Payment - Request
    • UML Diagram
    • Notes
    • Data Dictionary
  • Domestic Scheduled Payment - Response
    • UML Diagram
    • Notes
    • Data Dictionary
  • Domestic Schedule Payment Order - Payment Details - Response
    • UML Diagram
    • Data Dictionary
• Usage Examples
  • Create a Domestic Scheduled Payment
    • POST /domestic-scheduled-payments Request
    • POST /domestic-scheduled-payments Response

Overview

The Domestic Scheduled Payments resource is used by a PISP to initiate a Domestic Scheduled Payment.

This resource description should be read in conjunction with a compatible Payment Initiation API Profile.

Endpoints

Resource	HTTP Operation	Endpoint	Mandatory ?	Scope	Grant Type	Message Signing	Idempotency Key	Request Object	Response Object
domestic-scheduled-payments	POST	POST /domestic-scheduled-payments	Conditional	payments	Authorization Code	Signed Request Signed Response	Yes	OBWriteDomesticScheduled2	OBWriteDomesticScheduledResponse5
domestic-scheduled-payments	GET	GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}	Mandatory (if resource POST implemented)	payments	Client Credentials	Signed Response	No	NA	OBWriteDomesticScheduledResponse5
payment-details	GET	GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details	Optional	payments	Client Credentials	Signed Response	No	NA	OBWritePaymentDetailsResponse1

POST /domestic-scheduled-payments

Once the domestic-scheduled-payment-consent has been authorised by the PSU, the PISP can proceed to submitting the domestic-scheduled-payment for processing:

• This is done by making a POST request to the domestic-scheduled-payments endpoint.
• This request is an instruction to the ASPSP to begin the domestic scheduled payment journey. The PISP must submit the domestic scheduled payment immediately, however, there are some scenarios where the ASPSP may not warehouse the domestic scheduled payment immediately (e.g., busy periods at the ASPSP)
• The PISP must ensure that the Initiation and Risk sections of the domestic-scheduled-payment match the corresponding Initiation and Risk sections of the domestic-scheduled-payment-consent resource. If the two do not match, the ASPSP must not process the request and must respond with a 400 (Bad Request).
• Any operations on the domestic-scheduled-payment resource will not result in a Status change for the domestic-scheduled-payment resource.

Status

A domestic-scheduled-payment can only be created if its corresponding domestic-scheduled-payment-consent resource has the status of "Authorised".

The domestic-scheduled-payment resource that is created successfully must have one of the following Status codes:

Status
InitiationPending
InitiationFailed
InitiationCompleted

GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}

A PISP can retrieve the domestic-scheduled-payment to check its status.

Status

The domestic-scheduled-payment resource must have one of the following Status codes:

Status
InitiationPending
InitiationFailed
InitiationCompleted
Cancelled

GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details

A PISP can retrieve the Details of the underlying payment transaction via this endpoint. This resource allows ASPSPs to return richer list of Payment Statuses, and if available payment scheme related statuses.

Status

The domestic-scheduled-payments - payment-details must have one of the following PaymentStatusCode code-set enumerations:

Status
Accepted
AcceptedCancellationRequest
AcceptedTechnicalValidation
AcceptedCustomerProfile
AcceptedFundsChecked
AcceptedWithChange
Pending
Rejected
AcceptedSettlementInProcess
AcceptedSettlementCompleted
AcceptedWithoutPosting
AcceptedCreditSettlementCompleted
Cancelled
NoCancellationProcess
PartiallyAcceptedCancellationRequest
PartiallyAcceptedTechnicalCorrect
PaymentCancelled
PendingCancellationRequest
Received
RejectedCancellationRequest

State Model

Payment Order

The state model for the domestic-scheduled-payment resource describes the initiation status only. I.e., not the subsequent execution of the domestic-scheduled-payment.

The definitions for the Status:

	Status	Payment Status Description
1	InitiationPending	The initiation of the payment order is pending.
2	InitiationFailed	The initiation of the payment order has failed.
3	InitiationCompleted	The initiation of the payment order is complete.
4	Cancelled	Payment initiation has been successfully cancelled after having received a request for cancellation.

Multiple Authorisation

If the payment-order requires multiple authorisations, the Status of the multiple authorisations will be updated in the MultiAuthorisation object.

The definitions for the Status:

	Status	Status Description
1	AwaitingFurtherAuthorisation	The payment-order resource is awaiting further authorisation.
2	Rejected	The payment-order resource has been rejected by an authoriser.
3	Authorised	The payment-order resource has been successfully authorised by all required authorisers.

Data Model

The data dictionary section gives the detail on the payload content for the Domestic Scheduled Payment API flows.

Reused Classes

OBDomesticScheduled2

The OBDomesticScheduled2 class is defined in the domestic-scheduled-payment-consents page.

Domestic Scheduled Payment - Request

The OBWriteDomesticScheduled2 object will be used for a call to:

• POST /domestic-scheduled-payments

UML Diagram

Notes

The domestic-scheduled-payment request object contains the:

• ConsentId.
• The full Initiation and Risk objects from the domestic-scheduled-payment-consent request.

The Initiation and Risk sections of the domestic-scheduled-payment request must match the Initiation and Risk sections of the corresponding domestic-scheduled-payment-consent request.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern
OBWriteDomesticScheduled2		OBWriteDomesticScheduled2		OBWriteDomesticScheduled2
Data	1..1	OBWriteDomesticScheduled2/Data		OBWriteDataDomesticScheduled2
ConsentId	1..1	OBWriteDomesticScheduled2/Data/ConsentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.	Max128Text
Initiation	1..1	OBWriteDomesticScheduled2/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single scheduled domestic payment.	OBDomesticScheduled2
Risk	1..1	OBWriteDomesticScheduled2/Risk	The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.	OBRisk1

Domestic Scheduled Payment - Response

The OBWriteDomesticScheduledResponse5 object will be used for a response to a call to:

• POST /domestic-scheduled-payments
• GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}

UML Diagram

Notes

The domestic-scheduled-payment response object contains the:

• DomesticScheduledPaymentId.
• ConsentId.
• CreationDateTime the domestic-scheduled-payment resource was created.
• Status and StatusUpdateDateTime of the domestic-scheduled-payment resource.
• ExpectedExecutionDateTime for the domestic-scheduled-payment resource.
• ExpectedSettlementDateTime for the domestic-scheduled-payment resource.
• Refund account details, if requested by PISP as part of the domestic-payment-consents resource.
• Charges array - for the breakdown of applicable ASPSP charges.
• The Initiation object from the domestic-scheduled-payment-consent.
• The MultiAuthorisation object if the domestic-scheduled-payment resource requires multiple authorisations.
• An ASPSP should conditionally provide Debtor/Name in the Payment Order Response, even when the Payer didn't provide the Debtor Account via PISP.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern
OBWriteDomesticScheduledResponse5		OBWriteDomesticScheduledResponse5		OBWriteDomesticScheduledResponse5
Data	1..1	OBWriteDomesticScheduledResponse5/Data		OBWriteDataDomesticScheduledResponse5
DomesticScheduledPaymentId	1..1	OBWriteDomesticScheduledResponse5/Data/DomesticScheduledPaymentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the domestic schedule payment resource.	Max40Text
ConsentId	1..1	OBWriteDomesticScheduledResponse5/Data/ConsentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.	Max128Text
CreationDateTime	1..1	OBWriteDomesticScheduledResponse5/Data/CreationDateTime	Date and time at which the resource was created.	ISODateTime
Status	1..1	OBWriteDomesticScheduledResponse5/Data/Status	Specifies the status of the payment order resource.	OBExternalStatus3Code	InitiationCompleted InitiationFailed InitiationPending Cancelled
StatusUpdateDateTime	1..1	OBWriteDomesticScheduledResponse5/Data/StatusUpdateDateTime	Date and time at which the resource status was updated.	ISODateTime
ExpectedExecutionDateTime	0..1	OBWriteDomesticScheduledResponse5/Data/ExpectedExecutionDateTime	Expected execution date and time for the payment resource.	ISODateTime
ExpectedSettlementDateTime	0..1	OBWriteDomesticScheduledResponse5/Data/ExpectedSettlementDateTime	Expected settlement date and time for the payment resource.	ISODateTime
Refund	0..1	OBWriteDomesticScheduledResponse5/Data/Refund	Unambiguous identification of the refund account to which a refund will be made as a result of the transaction.	OBDomesticRefundAccount1
Charges	0..n	OBWriteDomesticScheduledResponse5/Data/Charges	Set of elements used to provide details of a charge for the payment initiation.	OBCharge2
Initiation	1..1	OBWriteDomesticScheduledResponse5/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single scheduled domestic payment.	OBDomesticScheduled2
MultiAuthorisation	0..1	OBWriteDomesticScheduledResponse5/Data/MultiAuthorisation	The multiple authorisation flow response from the ASPSP.	OBMultiAuthorisation1
Debtor	0..1	OBWriteDomesticScheduledResponse5/Data/Debtor	Set of elements used to identify a person or an organisation.
SchemeName	0..1	OBWriteDomesticScheduledResponse5/Data/Debtor/SchemeName	Name of the identification scheme, in a coded form as published in an external list.	OBExternalAccountIdentification4Code
Identification	0..1	OBWriteDomesticScheduledResponse5/Data/Debtor/Identification	Identification assigned by an institution to identify an account. This identification is known by the account owner.	Max256Text
Name	0..1	OBWriteDomesticScheduledResponse5/Data/Debtor/Name	The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account name is not the product name or the nickname of the account.	Max350Text
SecondaryIdentification	0..1	OBWriteDomesticScheduledResponse5/Data/Debtor/SecondaryIdentification	This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).	Max34Text

Domestic Schedule Payment Order - Payment Details - Response

The OBWritePaymentDetailsResponse1 object will be used for a response to a call to:

• GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details

UML Diagram

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern
OBWritePaymentDetailsResponse1		OBWritePaymentDetailsResponse1		OBWritePaymentDetailsResponse1
Data	1..1	OBWritePaymentDetailsResponse1/Data		OBWriteDataPaymentOrderStatusResponse1
PaymentStatus	0..unbounded	OBWritePaymentDetailsResponse1/Data/PaymentStatus	Payment status details.	OBWritePaymentDetails1

Usage Examples

Create a Domestic Scheduled Payment

POST /domestic-scheduled-payments Request

POST /domestic-scheduled-payments HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESNO.1317.GFX.22
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-auth-date:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "ConsentId": "7290",
    "Initiation": {
      "InstructionIdentification": "89f0a53a91ee47f6a383536f851d6b5a",
      "RequestedExecutionDateTime": "2018-08-06T00:00:00+00:00",
      "InstructedAmount": {
        "Amount": "200.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Frost"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Tom Kirkman"
      },
      "RemittanceInformation": {
        "Reference": "DSR-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  }
}

POST /domestic-scheduled-payments Response

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DomesticScheduledPaymentId": "7290-003",
    "ConsentId": "7290",
    "Status": "InitiationPending",
    "CreationDateTime": "2018-05-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2018-05-05T15:15:13+00:00",
    "Refund": {
      "Account": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325677",
        "Name": "NTPC Inc"
      }
    },
    "Initiation": {
      "InstructionIdentification": "89f0a53a91ee47f6a383536f851d6b5a",
      "RequestedExecutionDateTime": "2018-08-06T00:00:00+00:00",
      "InstructedAmount": {
        "Amount": "200.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Frost"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Tom Kirkman"
      },
      "RemittanceInformation": {
        "Reference": "DSR-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-scheduled-payments/7290-003"
  },
  "Meta": {}
}