# Callback URL API Profile - v4.0

# Overview

The Callback URL API Profile describes the flows and common functionality for the Callback URL API, which allows a TPPs to:

  • Register a callback URL with an ASPSP to register to receive a urn:uk:org:openbanking:events:resource-update event notification via the Real Time Event Notification API.
  • Optionally read, update or delete a registered callback URL.

This profile should be read in conjunction with a compatible Read/Write Data API Profile, a compatible Event Notification API Profile and compatible individual resources.

# Basics

# Overview

The steps and sequence diagram below provide a general outline of a notification flow for all resources in the R/W APIs.

# Steps

Step 1: Setup Event Notification Configuration

  • This flow begins with a TPP creating a callback-url resource with an ASPSP.
  • The callback URL must be specified at this stage.

Step 2: Event Notification Required

  • When an event occurs on a resource that requires a notification, the ASPSP identifies the callback-url associated with the TPP owning the affected resource.
  • The ASPSP sends the event notification to the callback URL, detailing the nature of the event and identifying the affected resource.
  • The TPP initiates a client credential grant and retrieves the resource using the details contained in the event notification.

Step 3: Retrieve/Update/Delete Event Notification Configuration

  • The TPP may optionally read/update/delete the callback-url resource.

# Sequence Diagram

Event Notification Overview

Diagram source
participant TPP
participant ASPSP Authorisation Server
participant ASPSP Resource Server
participant ASPSP Notification Service

note over TPP, ASPSP Notification Service
Step 1: Setup Event Notification Configuration
end note

TPP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
TPP -> ASPSP Authorisation Server: Initiate Client Credentials Grant
ASPSP Authorisation Server -> TPP: access-token
TPP <-> ASPSP Resource Server: Establish TLS 1.2 MA
TPP -> ASPSP Resource Server: POST /callback-urls
ASPSP Resource Server -> TPP: HTTP 201 (Created),  CallbackUrlId

note over TPP, ASPSP Notification Service
Step 2: Event Notification Required
end note



note left of ASPSP Notification Service
- Create EventNotification
- Sign EventNotification
end note

loop Retry Until Successful (as per retry policy)
ASPSP Notification Service -> TPP: POST /event-notifications, EventNotification, signature
alt success
TPP -> ASPSP Notification Service: HTTP 202 Accepted
else failure
TPP -> ASPSP Notification Service: HTTP 500/400
end alt
end loop

note right of TPP
TPP verifies signature

URL for resource contained in the
EventNotification rlk (resource links) claim
end note

TPP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
TPP -> ASPSP Authorisation Server: Initiate Client Credentials Grant
ASPSP Authorisation Server -> TPP: access-token

TPP <-> ASPSP Resource Server: Establish TLS 1.2 MA
TPP -> ASPSP Resource Server: GET Resource
ASPSP Resource Server -> TPP: HTTP 200 (OK),  Resource

note over TPP, ASPSP Notification Service
Step 3: Retrieve/Update/Delete Event Notification Configuration
end note

TPP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
TPP -> ASPSP Authorisation Server: Initiate Client Credentials Grant
ASPSP Authorisation Server -> TPP: access-token
TPP <-> ASPSP Resource Server: Establish TLS 1.2 MA
alt Retrive
TPP -> ASPSP Resource Server: GET /callback-urls
ASPSP Resource Server -> TPP: HTTP 200 (OK)
else Update
TPP -> ASPSP Resource Server: PUT /callback-urls/{CallbackUrlId}
ASPSP Resource Server -> TPP: HTTP 200 (OK)
else Delete
TPP -> ASPSP Resource Server: DELETE /callback-urls/{CallbackUrlId}
ASPSP Resource Server -> TPP: HTTP 204 (OK)
end alt
option footer=bar

# Callback URL

TPPs must register a URL for TPP hosted services to receive event notifications from an ASPSP. The URL must end with the Event Notification API specification version number, followed by ‘/event-notifications'.

For example:

  • URL: https://tpp.com/open-banking/v4.0/event-notifications

# Release Management

This section overviews the release management and versioning strategy for the Callback URL API.

# Callback-URL Resource

TPPs must register for event-notification callbacks with the version of Event Notification API they have implemented. The version element of the Callback-URL resource is used for this purpose.

# POST
  • A TPP must only create a callback-url on one version
# GET
  • A TPP must not access a callback-url on an older version, via the CallbackUrlId for a callback-url created in a newer version.
    • E.g., a callback-url created in v4, accessed via v3.
  • An ASPSP must allow a callback-url resource to be accessed in a newer version.
  • An ASPSP must ensure callback-url fields are unchanged when accessed in a different version.
# PUT
  • A TPP must not update a callback-url on an older version via a CallbackUrlId created in a newer version.
    • E.g., A callback-url is created in v4, and a PUT request on v3.
  • An ASPSP must support updating a callback-url from a previous version via a CallbackUrlId created in a newer version.
    • E.g., A callback-url is created in v3, and a PUT request on v4.
# DELETE
  • A TPP must not delete a callback-url on an older version via a CallbackUrlId created in a newer version.
    • E.g. A callback-url is created in v4, and request DELETE on v3.
  • An ASPSP must support deleting a callback-url from a previous version via a CallbackUrlId created in a newer version.
    • E.g., A callback-url is created in v3, and request DELETE on v4.

# Callback-URL per TPP

An ASPSP will maintain at most, a single Callback-URL resource per TPP.